9 Out of 10 Banks Overcharge on CC/OD Interest.
Banks often revise interest rates, but statements usually show only the interest amount in ₹. VerifyRate helps you identify the actual % charged on your CC/OD account.
Drag & drop your Bank Statement here, or click to browse
Supports PDF or Excel (.xlsx) formats. Max size 20MB.
Supported Banks
Three steps to clarity.
No logins. No OTPs. Just upload and our Verification engine will do the math.
Upload your statement
Excel or PDF — drag, drop, done.
We analyze daily balances
Our Verification engine reads your debits, balances and interest entries.
Receive your verified report
A clean PDF showing the actual % charged on your CC/OD account.
Your data stays secure.
We built VerifyRate to do one thing — verify interest. Nothing more.
Used only for verification
Your statements are never shared, sold or used for marketing.
No banking passwords
We never ask for login credentials, OTPs or net-banking access.
Deleted after processing
Files are removed from our systems once your report is delivered.
FOUNDERS
Built by finance people, for borrowers.
VerifyRate is built by Chartered Accountants and finance professionals who have spent years inside the interest mechanics that banks rarely explain.
Swarnim Gupta, CA
Co-founder · Ex Big4, ICAI Leadership RolesChartered Accountant helping businesses with funding, banking, and financial strategy. Experienced in working closely on corporate loans, working capital management, and complex interest structures to optimize debt and capital efficiency.
Rishabh Jain, CA
Co-founder · Ex-banker, Finance & ProductChartered Accountant with extensive experience in corporate banking and business financing, including prior roles at Axis Bank and HDFC Bank. Works closely with startups and enterprises on scaling capital, structuring debt, and financial strategy.
Have questions before uploading?
Talk directly to our founders Rishabh or Swarnim.